No matter your financial strategy, our Certificate of Deposit rates can help you earn more on your terms.

What are the benefits of a CD?

Guaranteed rates

Once your CD is opened, your interest rate is locked in with the specific CD term that you choose.

Hands off, on purpose

Pick your term and make your deposit, and then don't worry about a thing.

Strategic earning potential

You can create a "CD ladder" to build on earnings as your accounts mature.
Learn how.

We make it easy to get started

1
Enter some basic information to get started.
2
Make a deposit now or come back later—whatever works for you.
3
Check your email for confirmation from us, and you're all set!

Choose your term. Enjoy the guaranteed returns.

Explore how your earnings grow based on your CD term.

Initial deposit

$
Please enter an amount between $2,500 and $5,000,000.
Earned interest with Discover

This calculator and the values shown are intended for illustrative and informational purposes only and may not apply to your individual circumstances. This calculator uses an Annual Percentage Yield (APY) that is rounded to the nearest one-hundredth of one percentage point, e.g., .01%. However, actual interest earned calculations use an APY that is rounded to the nearest one-thousandth of one percentage point, e.g., .011%. As a result, the estimated interest earned value shown here may vary from the actual interest earned on your account. Calculation assumes principal and interest remain on deposit and interest rate and APY do not change.

% APY

Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX, is subject to change without notice, and will be determined and fixed for the term at funding.  Applies to personal accounts only. A penalty may be charged for early withdrawal. Minimum deposit to open is $2,500.

Get started with as little as $2,500.

Open an Account
Glow Glow
Goodbye, account fees
No. Fees. Period. That means you won't be charged an account fee on our CD account.*
Man and woman camping in the mountains.
FDIC Logo

Save with confidence—you’re FDIC-insured

  • FDIC deposit insurance is up to $250,000 per depositor, per insured bank, per deposit ownership category
  • May apply to retirement accounts
  • Coverage is automatic

If you have more questions, call us at

Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX, is subject to change without notice, and will be determined and fixed for the term at funding. Applies to personal accounts only. A penalty may be charged for early withdrawal. Minimum deposit to open is $2,500.

*A penalty may be charged for early withdrawal from a CD.

**For more information on FDIC deposit insurance (including information on deposit ownership categories), or for help calculating your coverage, visit EDIE.FDIC.gov or call the FDIC at 1-877-275-3342 (1-877-ASKFDIC).