Automatic rewardsEvery purchases earns 1.5x Miles for every $1 you spend. That means groceries, online shopping, airfare, whatever... Plus your rewards never expire.
We'll match your rewardsOnly Discover matches ALL the rewards new cardmembers have earned at the end of their first year.1 No purchase caps or minimums. No signing up. And no limit.
Redeeming is easyRedeem rewards in any amount for cash or a travel credit.2 You'll always get $1.00 for every 100 Miles you've earned.
Compare Now to Cash Rewards Credit Cards
Discover it® Miles Credit Card
|NO ANNUAL FEE||>|
|Earn unlimited 1.5x rewards on every dollar you spend on purchases|
|Get an automatic match of all the rewards you've earned at the end of your first year. 1|
|Redeem your rewards for cash in any amount, any time 2|
|Your rewards never expire|
‡Cash back rewards - Citi® Double Cash Card: 1% on purchases; 1% as you pay them. Capital One Quicksilver® and Chase Freedom Unlimited®: 1.5% on all purchases. Bank Americard Cash Rewards™: 3% on gas and 2% on groceries & wholesale clubs up to a quarterly max; 1% on other purchases. American Express® Blue Cash Everyday® Card: 3% at supermarkets up to a yearly maximum; 2% at gas stations & select department stores; 1% on other purchases. Chart comparisons conducted by an independent research firm and based on competitor info compiled in February 2017. *According to the Feb 2017 issue of the Nilson Report.
Card benefits that go above and beyond
We've got your back
You're never responsible for unauthorized purchases on your Discover card. That's why we're monitoring every single purchase, every day—and will let you know if any activity seems suspicious.
Service wherever you go
You can always count on 100% US-based customer service, anytime. We will not waste your time selling you other products when you call us.
Freeze it® on/off switch for your account
Now if you misplace your credit card, just use this feature on our mobile app or website to prevent new purchases, cash advances or balance transfers, in seconds.3
Travel Credit Card
Discover Match®: Only from Discover, as of February 2017. After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the Miles reward program at the time we calculate your potential award, your Miles will not be matched. You've earned Miles rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.
Redeem Miles: Starting at 1 Mile, you can redeem for cash as a electronic deposit to your bank account or for a credit for Travel Purchases on your statement made within in last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites and commuter transportation. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. See Miles Terms and Conditions for details.Miles Never Expire: we will credit your account with your rewards balance if your account is closed or has not been used in 18 months. See Miles rewards terms and conditions.
Freeze It: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
FICO® Credit Score Terms: Your FICO® Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score and key factors are available on Discover.com and your score is provided on statements. You will see up to a year of recent scores online starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation of the United States and other countries.
If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO.
* Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by July 10, 2017; then the standard purchase APR applies. Standard purchase APR: 11.74% variable to 23.74% variable, based on your creditworthiness. Cash APR: 25.74% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of March 31, 2017. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.