Discover it® Student Cash Back

Earn rewards on every purchase and build credit with responsible use3

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No annual fee. No credit score required to apply*

No annual fee. No credit score required to apply*

Discover Credit Card Designs
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Earn 5% Cash Back

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.

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Unlimited Cashback Match

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. So you could turn $50 cash back to $100. Or you could turn $100 cash back to $200.1

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$0 Fraud Liability

You're never responsible for unauthorized purchases on your Discover card5

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99% nationwide acceptance — Discover is accepted nationwide by 99% of places that take credit cards.2

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Join those in the know

“

Great first credit card to start building credit. No annual fees and amazing customer support. Highly recommend!
One of 1,800+ 5-star reviews as of 12/254

The 5% cash back feature is honestly one of my favorite features of this card!
One of 1,800+ 5-star reviews as of 11/254

This card is a phenomenal first credit card to start the process of building credit and saving.
One of 1,800+ 5-star reviews as of 08/254

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Discover it® Student Cash Back Card Benefits

5%
Cash Back
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.
5% Cashback Calendar
Unlimited
Cashback Match

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. So you could turn $50 cash back to $100. Or you could turn $100 cash back to $200.1

$0
Fraud Liability

You're never responsible for unauthorized purchases on your Discover Card.5

Apply Now
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Inward Curve

Where can you get 5% cash back today?

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99% nationwide acceptance: Discover is accepted nationwide by 99% of places that take credit cards.2

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99% nationwide acceptance: Discover is accepted nationwide by 99% of places that take credit cards.2

Apply Now

Discover it® Student Credit Card FAQs

While paying a bill can be daunting, Discover offers convenient email and text alerts you can activate to help you when the following happens:

        a. Your statement is available.

        b. Your minimum payment is due.

        c. Your payment is posted.      

        d. Your card is declined.

        e. Merchant refund is posted.

 

These alerts can also be cancelled at any time. Interested? You can sign up here

When you graduate, contact us to update your income and housing information, and you may become eligible for credit line increases.

Discover Student credit cards are meant to give you the opportunity to build your credit with responsible use,3 and earn cash back rewards on purchases.

To build credit with responsible use,3 avoid late payments, delinquencies, or other derogatory activity with your credit card accounts and loans to avoid adversely impacting your ability to build credit.

To compare student cash back credit cards, look at the percentage of cash back each card offers, whether there's an annual fee, and what APR you'll pay on purchases. If you plan to travel outside the U.S., check whether there are foreign transaction fees. The Discover it® Student Card has no annual fee, and it offers a low intro APR.
Discover Credit Card Designs

Which Discover it® Card design fits your style?

Choose from several colorful card designs when you apply to become a cardmember. Go ahead – express yourself.

Apply and Pick a Design Apply and Pick a Design

Designed just for students

x% intro APR† for x months on purchases. Then x% to x% Standard Variable Purchase APR will apply.

 

No annual fee

†See rates, rewards, fees, and other cost information > , Opens new window
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Discover it® Student Cash Back Card French bulldog design

Looking to get started with a student cash back card?

See how the Discover it® Student Cash Back Card is a great place to start.

How Do I Choose a Credit Card for My Teenager?

 

Credit card, secured or student credit card - what’s best for your teen? What they need to know before getting their first credit card.

Are You Ready for Your First Credit Card?

 

Learn whether you’re ready for your first credit card, how to choose a starter credit card, and the best ways to build your credit with responsible use.3

How to Get Your First Credit Card: A 7-Step Guide?

 

From payments to rewards, ensure you start your credit history off right with these 7 tips for applying for your first credit card.

Apply Now
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