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Discover it Student Cash Back

Earn rewards on every purchase and build credit with responsible use 4

Discover Credit Card Designs
5% cash back
dollar match

Unlimited Cashback Match

Fraud Liability Icon

$0 Fraud Liability

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Join those in the know

Great first credit card to start building credit. No annual fees and amazing customer support. Highly recommend!
One of 1,500+ 5-star reviews as of 12/25 3

Discover it Student Cash Back Card Benefits

Unlimited

Cashback Match

$0Fraud Liability

Discover it Student Credit Card FAQs

Credit Card

Which Discover it Card design fits your style?

Choose from several colorful card designs when you apply to become a cardholder. Go ahead – express yourself.
Discover it Student Cash Back Card

Designed just for students

Looking to get started with a student cash back card?

See how the Discover it Student Cash Back Card is a great place to start.
Credit card, secured or student credit card - what’s best for students? What they need to know before getting their first credit card.
Learn whether you’re ready for your first credit card, how to choose a starter credit card, and the best ways to build your credit with responsible use. 4
From payments to rewards, ensure you start your credit history off right with these 7 tips for applying for your first credit card.

Rates And Fees Information

The offer terms presented on this page (including, but not limited to, APR rates) may be different than offer terms displayed if you navigate away from this page. Check the terms of your specific offer before you move forward with submitting an application.

  1. Footnote 1:

    No credit score required to apply (Student): We may use credit scores if available.

  2. Footnote 2:

    Cashback Match: We’ll match all the cash back you’ve earned on your credit card from the day your new account is approved through your first 365 days and add it to your rewards account within two billing periods. You earn cash back only when transactions are processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover or Capital One checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardholders. No purchase minimums.

  3. Footnote 3:

    About product reviews: All customer reviews used are authentic. Testimonials may be shortened or edited for clarity. We calculate the average product rating based on ratings that customers submit. Some product ratings and reviews may be obtained from customers with different versions of the product. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. If a review is excluded, the associated rating is not calculated in the average product rating.

  4. Footnote 4:

    Many factors affect your credit, such as payment history and amount of credit extended and used. Using your credit responsibly may help you build good credit.

  5. Footnote 5:

    $0 Fraud Liability: An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Unauthorized use and $0 fraud liability claims are subject to investigation and verification. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends.

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