Compare Discover it® Chrome Gas & Restaurants to other credit cards

Discover it® Chrome Card
Blue Cash Everyday Card from American Express
Chase Freedom Unlimited
Capital One Quicksilver Cash Rewards
Citi Double Cash Card
Bank Americard Cash Rewards

No Annual Fee

No Annual Fee
Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards
No Annual Fee
yes
yes
yes
yes
yes
yes

Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically2

 

See issuers' websites for their new cardmember bonuses

Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

 

See issuers' websites for their new cardmember bonuses

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

 

See issuers' websites for their new cardmember bonuses

yes
no
no
no
no
no

Earn 2% cash back in popular categories.††

 

Plus earn 1% cash back on all other purchases.

 

See rewards for compared and similar cards

Earn 2% cash back in popular categories.

 

Plus earn 1% cash back on all other purchases.

 

{see-all-rewards}

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Earn 2% cash back in popular categories.

 

Plus earn 1% cash back on all other purchases.

 

{see-all-rewards}

yes
yes
no
no
yes
yes

Redeem your rewards for cash in any amount.

Redeem your rewards for cash in any amount.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Redeem your rewards for cash in any amount.

yes
no
yes
yes
no
no

Redeem your rewards for cash at any time.3

Redeem your rewards for cash at any time.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Redeem your rewards for cash at any time.

yes
no
no
no
no
no

Your cash back never expires 3

Your cash back never expires

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Your cash back never expires

yes
yes
yes
yes
no
yes

Use your rewards instantly at Amazon.com checkout 6

Use your rewards instantly at Amazon.com checkout

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Use your rewards instantly at Amazon.com checkout

yes
no
yes
yes
no
no

Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites. 1

Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.

yes
no
no
yes
no
no

Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report 1 +

Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report {plus-link}

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report {plus-link}

yes
yes
yes
yes
no
no

Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud 1 +

Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud {plus-link}
Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards
Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud {plus-link}
yes
yes
yes
yes
no
no

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website 4

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website

yes
yes
yes
yes
yes
no

$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card

$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card

yes
yes
yes
yes
yes
yes

Free overnight shipping for card replacement to any U.S. street address at your request 7

Free overnight shipping for card replacement to any U.S. street address at your request

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Free overnight shipping for card replacement to any U.S. street address at your request

yes
yes
yes
no
no
no

Paying late won't raise your APR.

Paying late won't raise your APR.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Paying late won't raise your APR.

yes
no
yes
yes
no
no

No late fee on your first late payment.

No late fee on your first late payment.
Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards
No late fee on your first late payment.
yes
no
no
no
yes
no

No overlimit fee

No overlimit fee

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

No overlimit fee

yes
yes
yes
yes
yes
yes

No foreign transaction fee.

No foreign transaction fee.
Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards
No foreign transaction fee.
yes
no
no
yes
no
no

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more 5

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more {free-score}

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more {free-score}

yes
no
no
no
no
no

100% U.S. - based customer service available any time.

100% U.S. - based customer service available any time.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

100% U.S. - based customer service available any time.

yes
no
no
no
no
yes

Pay your bill up to midnight (ET) the day it's due by phone or online

Pay your bill up to midnight (ET) the day it's due by phone or online

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Citi Double Cash Card Bank Americard Cash Rewards

Pay your bill up to midnight (ET) the day it's due by phone or online

yes
no
yes
no
yes
yes

Discover it chrome: 2% at gas stations and restaurants on up to $1,000 in combined purchases each quarter, 1% on all other purchases.

‡Cash back rewards – Citi Double Cash Card: 1% on purchases; 1% as you pay them. Capital One Quicksilver: 1.5% on all purchases. Chase Freedom Unlimited: Earn 3% cash back on all purchases in your first year up to $20,000 spent, after that earn 1.5% cash back on all purchases. Bank Americard Cash Rewards: 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% at grocery stores and wholesale clubs, 1% on all other purchases. American Express Blue Cash Everyday Card: 3% at supermarkets up to a yearly max; 2% at gas stations & select department stores; 1% on other purchases. Cash back rewards for similar cards of compared issuers: Capital One Savor Rewards Credit Card: 4% cash back on dining and entertainment. 2% on grocery stores and 1% on all other purchases; Citi Rewards+: 2x on supermarkets and gas stations up to a yearly max; 1x on all other purchases.

Chart comparisons conducted by an independent research firm and based on competitor info compiled in September 2020.

†Compared card issuers may provide a FICO® Credit Score or other credit score and other credit information. See issuers' websites for further details.

Ready to apply for the Discover it® Chrome Card?