Compare Discover it® Chrome to other Credit Cards

Get 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus earn 1% cash back on all
other purchases.See rewards for compared and similar cards

Discover it® Chrome Card
Blue Cash Everyday Card from American Express
Chase Freedom Unlimited
Capital One Quicksilver Cash Rewards Credit Card
Citi Double Cash Card
Bank of America Customized Cash Rewards

No Annual Fee

No Annual Fee
Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards
No Annual Fee
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Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically2

 

See issuers' websites for their new cardmember bonuses

Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

 

See issuers' websites for their new cardmember bonuses

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

 

See issuers' websites for their new cardmember bonuses

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Redeem your rewards for cash in any amount.

Redeem your rewards for cash in any amount.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Redeem your rewards for cash in any amount.

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Redeem your rewards for cash at any time.3

Redeem your rewards for cash at any time.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Redeem your rewards for cash at any time.

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Your cash back never expires 3

Your cash back never expires

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Your cash back never expires

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Use your rewards instantly at Amazon.com checkout 6

Use your rewards instantly at Amazon.com checkout

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Use your rewards instantly at Amazon.com checkout

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Use your rewards instantly when you pay with PayPal9

Use your rewards instantly when you pay with PayPal

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Use your rewards instantly when you pay with PayPal

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Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites. 1

Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.

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Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report 1 +

Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report {plus-link}

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report {plus-link}

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Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud 1 +

Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud {plus-link}
Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards
Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud {plus-link}
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Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website 4

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website

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$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card

$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card

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Free overnight shipping for card replacement to any U.S. street address at your request 7

Free overnight shipping for card replacement to any U.S. street address at your request

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Free overnight shipping for card replacement to any U.S. street address at your request

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Paying late won't raise your APR.

Paying late won't raise your APR.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Paying late won't raise your APR.

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No late fee on your first late payment.

No late fee on your first late payment.
Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards
No late fee on your first late payment.
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No overlimit fee

No overlimit fee

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

No overlimit fee

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No foreign transaction fee.

No foreign transaction fee.
Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards
No foreign transaction fee.
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Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more 5

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more {free-score}

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more {free-score}

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100% U.S. - based customer service available any time.

100% U.S. - based customer service available any time.

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

100% U.S. - based customer service available any time.

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Pay your bill up to midnight (ET) the day it's due by phone or online

Pay your bill up to midnight (ET) the day it's due by phone or online

Discover it® Chrome Card Blue Cash Everyday Card from American Express Chase Freedom Unlimited Capital One Quicksilver Cash Rewards Credit Card Citi Double Cash Card Bank of America Customized Cash Rewards

Pay your bill up to midnight (ET) the day it's due by phone or online

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‡Discover it chrome: 2% at gas stations and restaurants on up to $1,000 in combined purchases each quarter, 1% on all other purchases.

Cash back rewards for compared cards: Citi Double Cash Card: 1% on purchases, 1% as you pay them. Capital One Quicksilver: 1.5% on all purchases. Chase Freedom Unlimited: 3% at drugstores and dining at restaurants (includes takeout and eligible delivery services), 5% on travel purchases through Chase, 5% at grocery stores for first year, 5% on qualifying Lyft rides through 3/2022, 1.5% on all other purchases. Bank of America Customized Cash Rewards: 3% in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% at grocery stores and wholesale clubs, 1% on all other purchases. American Express Blue Cash Everyday Card: 3% at supermarkets on the first $6,000 of eligible purchases in a calendar year, 2% at gas stations & select department stores, 1% on all other purchases. Cash back rewards for similar cards of compared issuers: Chase Freedom Flex: 3% at drugstores and dining at restaurants (includes takeout and eligible delivery services), 5% on travel purchases through Chase, 5% at grocery stores for first year, 5% on qualifying Lyft rides through 3/2022, 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate, 1% on all other purchases.

Chart comparisons conducted by an independent research firm and based on competitor info compiled in July 2021.

†Compared card issuers may provide a FICO® Credit Score or other credit score and other credit information. See issuers' websites for further details.

Apply for the Discover it ® Cash Back credit card

  1. Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive identity alerts. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit discover.com/freealerts.

  2. Cashback Match: Only from Discover, as of July 2021. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

  3. Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.

  4. Freeze it®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

  5. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.


    If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO.

  6. Use Rewards at Amazon.com: For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

  7. Free Overnight Card Replacement: Free overnight shipping is not available to P.O. boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the exact delivery date.

  8. PayPal: PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.

  9. Use Rewards with PayPal: For complete details on how to Pay with Cashback Bonus with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover's reward program terms.