Discover it cash back credit card

DISCOVER IT® CASH BACK CREDIT CARD

You earn cash back, we match it all your first year

Only Discover® Cashback Match automatically matches the cash back you've earned at the end of your first year.1

No annual fee

There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.

Why Discover it® Cash Back?

Get 5% cash back at select places throughout the year

No annual fee

0% Intro APR for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.

Discover Credit Card Designs

25 card designs. Which one fits you?

Choose from 25 colorful designs when you apply to become a Discover it® card member.

The security you expect from Discover

Standout customer service

See if you're pre-approved-with no harm to your credit to check

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Your cash back never expires

Redeem your cash back when it suits you best, any time for any amount, even $.01.8

Here are some of the ways you can redeem your cash back

  • Deposit cash back directly into your bank account
  • Apply it as a statement credit on your Discover card balance
  • Pay with Cashback Bonus: Use your rewards at checkout at Amazon.com9 and Paypal10

Discover IT Credit Card

Learn more about cash back credit cards

Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover it® cash back card.1 So if you earn $50 cash back, we'll give you another $50.

You don’t have to do anything. There's no signing up, just use your Discover card for everyday purchases to earn cash back, and we'll automatically match all the cash back you earn at the end of your first year.

No, there's no limit to how much we'll Match.

Yes, you can redeem cash back any time after you earn it and still receive the full match amount at the end of your first year.

While cards with no annual fee can lower the cost of using your card, these credit cards will charge interest and could have other types of fees. When you pay your balance on time and in full at each billing statement, you may be able to avoid paying interest on purchases and reduce the cost of using credit.

 

So while there’s no extra charge each year with a no annual fee credit card, any interest charges on your account are a cost of using credit.

No, there is no annual fee for the Discover it® Card. We think you deserve the rewards of our cash back credit card without worrying about an annual fee setting you back.

How does Discover it® Cash Back stack up against the competition?

Not sure which Discover it® card is right for you?

Select a category below to find your match

  • EVERYDAY SHOPPING

  • TRAVELING

  • RESTAURANTS & GAS

  • CREDIT BUILDING

Discover it® Cash Back

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,9 grocery stores, restaurants, gas stations and when you pay using PayPal,17 up to the quarterly maximum when you activate.

Discover it® Miles

Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping.

Discover it® Chrome

Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases — automatically.15

Discover it® Secured

You can build a credit history with the three major credit bureaus, all while earning 2% Cash Back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases — automatically.15

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