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Paying off student loans vs. saving money: which takes priority?

Financial Literacy

Paying off student loans vs. saving money: which takes priority?

Should you pay off your student loans early? Or should you save instead? To decide how to balance both of these financial goals, ask yourself these questions from Discover Student Loans.

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Financial Literacy

How I Graduated College Without Owing a Cent

While loans are a viable option for paying for college, there are ways to avoid student loan debt. Discover Student Loans shares how you can graduate without owing a cent.

Financial Literacy

Avoiding Financial Peer Pressure

Life after college brings many social opportunities, making it easy to blow your budget. However, Discover Student Loans can help you find a balance between enjoying your social life and managing personal finances.

Financial Literacy

5 Tips for Living With a Roommate After College

Living with a roommate after college may be ideal for your budget, but there are many things to consider before signing a lease with another person. Discover Student Loans offers tips on how to make living with roommates a more pleasant experience.

Financial Literacy

Dating With Debt

Don’t let student debt hold you back from finding love. Learn how to balance debt and relationships with some tips from Discover Student.

Financial Literacy

How to Decide if Relocating is the Right Move

There can be many benefits to relocating to a new city after college, like career advancement. But there are also many factors to consider when relocating after graduation. Discover Student Loans offers basic tips to help you figure out if moving is right for you.

Financial Literacy

How to Travel on a Budget

Traveling when you’re just starting out may seem tricky to do without busting your budget. However, you can find affordable options to build your dream vacation. Check out these tips on how to travel on a budget from Discover Student Loans.

Financial Literacy

Creating a Budget After College

Creating a budget for financial planning is always important, especially after college as your career takes off. Learn how to create a budget with help from Discover Student Loans.

A Field Guide to the 7 Stage of Life After College

Job & Career

A Field Guide to the 7 Stages of Life After College

Life after college is a huge transition. Knowing what to expect, with a little help from Discover Student Loans, can help make the transition to the real world smoother.

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Job & Career

Help! I Can't Find a Job in My Major!

It's not always easy finding a job within your major. Discover Student Loans offers tips for getting a job, which may include getting more experience, taking inventory of your skills, or even moving.

Job & Career

Tanked the Job Interview? Here's How to Recover!

If you recently had a bad interview for your dream job, it’s not the end of the road. You may be able to redeem yourself and even get the job. Discover Student Loans offers tips for what to do after a bad interview.

Job & Career

4 Ways to Set and Stick to Your Goals

While setting goals seems like an obvious part of adulthood, there's a lot that goes into it. Find out how setting goals plays an important role in your future plans after college with tips from Discover Student Loans.

Job & Career

7 Tips for Acing an Interview

It's only natural to feel nervous for an interview, especially for your first job interview after college. Learn how to ace an interview with interviewing tips from Discover Student Loans.

Job & Career

Networking 101

Everyone gets a little uneasy when it comes to networking. But with networking tips and advice from Discover Student Loans, it's easy to learn and it can help you take your career to the next level.

Job & Career

A Guide to Landing Your First Job

Most recent college graduates have experience with internships and part-time jobs. However, there's plenty to learn when seeking your first job after college. Read tips from Discover Student Loans for getting a job after graduating.

Job & Career

Starting a Business After College

Looking to become an entrepreneur? While starting a business after college can be financially challenging, there are plenty of funding options. Discover Student Loans helps you choose your path for financing a startup.

Job & Career

Employer Student Loan Repayment

Student debt is a growing issue, leading to hundreds of employers offering student loan repayment. Learn more about what student loan repayment benefits mean for you from Discover Student Loans.

Job & Career

How to Negotiate a Salary and Job Benefits

Negotiating a salary can be intimidating, especially for your first job after college. Check out these tips from Discover Student Loans on salary negotiations and counteroffers to help you land a great benefits package.

Job & Career

My Side Hustles Helped Me Double My Income

Although managing more than one job can be difficult, Discover Student Loans provides you with guidance for earning supplementary income. Learn how side hustles can help you double your salary.

Helpful terms to know

See more helpful terms

Deferment

A period of time when a borrower is not required to make any payments. During deferment, interest continues to accrue and will be added to the principal balance at the end of the deferment.

Accrued Interest

The amount of interest that accumulates on the unpaid principal balance of a loan. Typically, it is calculated daily.