College Loans for International Students

We offer private student loans for international students who are attending an eligible US college or university.

About International Student Loans

Cost of college education in the US may seem overwhelming to many international students. Scholarships and grants are available, but usually they are very competitive and do not cover all expenses. A private student loan can cover up to 100% of school-certified college and graduate school costs such as tuition, books and supplies, room and board, and insurance. Aggregate loan limits apply.

Discover Student Loans offers private student loans for international students who are attending an eligible US college or university. International students require a creditworthy cosigner who is a US citizen or Permanent Resident. Our student loan offers you a choice of fixed or variable interest rate; zero fees (no loan application fee, no origination fee, no late fee), flexible repayment options (in-school or deferred); 1% cash reward for good grades and 0.25% auto debit reward.

You can apply online or over the phone by calling us at 1-800-STUDENT in just a few minutes.

Eligibility Criteria

  • International students require a creditworthy cosigner who is a US citizen or Permanent Resident. International students do not need a Social Security Number to apply.
  • Loan eligibility varies by loan type you're applying for.

Additional Information

If your permanent home address is an international address, then a temporary / in-school US address will be required on the application. If you do not yet have a temporary US address, you can enter your school's address on your application. Please update us with your new US address as soon as you have it.

You may need to send us a copy of your passport and one of the following documents for loan approval. We will notify you when we need them during the application process.

  • F-1 Visa
  • H1-B Visa
  • J-1 Visa
  • L-1 (L1A or L1B) Visa
  • Form DS-2019
  • Form I-20
  • Form I-766
  • Form I-797

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