Cover college costs now and later
Peace of Mind
Freedom to focus on your studies knowing you’re pre-qualified for future loans.
Simple Process
When you're ready to apply for another loan, your paperwork will be pre-filled.
No Credit Impact
If approved, your application for the next academic period won't impact your credit score.
Frequently asked questions
Figuring out how to pay for a college degree can be overwhelming. With our Multi-Year Option, eligible borrowers may be pre-qualified for undergraduate loans to help cover future academic periods.
When it comes time to apply for another loan at DiscoverStudentLoans.com:
- The borrower must apply with the same cosigner, attend the same school, and be working toward the same undergraduate degree.
- The borrower and cosigner will need to pass a credit review.
Nope. Just start the process for your current student loan application. We’ll let you know if you are eligible. When it’s time to apply for another student loan, you’ll experience a hassle-free process with paperwork already pre-filled.
To remain pre-qualified for the Multi-Year Loan Option for future loans, you must apply with the same cosigner, attend the same school, and be working toward the same undergraduate degree. Approval of future loans and interest rates offered will be based on our credit criteria and interest rates at the time you apply. Aggregate loan limits apply. We may discontinue the Multi-Year Option at any time.