Discover is no longer accepting new student loan applications.
Applications received on or before January 31, 2024, 11:59 pm CT will be processed as usual.
Discover Student Loans
Discover Student Loans
Application Help

Cosigner Application FAQ

If you need to look up a term or acronym, use our glossary.

Yes, a cosigner is considered a coborrower and is equally responsible for repayment of the loan.
Discover-originated loans do not have an option for cosigner release. As a cosigner, you would be responsible for the loan until it is paid off. If you are a cosigner on a loan purchased and serviced by Discover, find out more information about cosigner release.
If the student has already submitted an application and given us your email address, then we sent you an email with your unique six-digit Cosigner Key. Use this Cosigner Key to fill out your Cosigner Application.

If you do not receive an email from us, ask the student for the Cosigner Key or you can call us at 1-800-STUDENT to apply.
When you submitted your Cosigner Application, we sent you an email with your Access Code. Use this code to check the status of your application anytime. If you have created a User ID and password already, you can also log in to check the status.
We sent you an email with your Access Code when you submitted your Cosigner Application information. If you do not have the email, please register/log in to access your Cosigner Application information.

Yes. You can withdraw your Cosigner Application any time prior to the student accepting their loan.
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Financial Aid Calendar

Financial Aid Calendar