Discover is no longer accepting new student loan applications.
Applications received on or before January 31, 2024, 11:59 pm CT will be processed as usual.

Discover Student Loans
Discover Student Loans
Application Help

Application Status FAQ

If you need to look up a term or acronym, use our glossary.

When you started the application process, we sent you an e-mail containing your Access Code. You can check the status of your application anytime using your Access Code. If you lost your Access Code, please register/login to access your application. If you have created a User ID/password already, you can also login to access your application.
We generate a unique Access Code for each application. If you want to check the status of all your applications, please register/login.
When you started the application process, we sent you an e-mail containing a unique 8-character Access Code. If you are a borrower, your Access Code starts with "B". If you are a cosigner, your Access Code starts with "C". If you lost your Access Code, please register/login to access your application.
When the student added you as a cosigner, we sent an e-mail containing a unique 6- character Cosigner Key to the student and you (if student provided your e-mail address). If you do not have your Cosigner Key, please call us at 1-800-STUDENT to apply.
Access Code allows the borrower to access the status of an existing application or complete a saved application. Cosigner Key allows us to add a cosigner to an existing student loan application.
An Access Code remains valid during the application process until the loan is disbursed. Once the loan has been disbursed, please register/login to access your loan information.

If you are a primary borrower who has already started your application and would like to check your application status or complete a saved application, use your Access Code.


If you want to add yourself as a cosigner to an existing student application, use your Cosigner Key.

We sent you an e-mail with your Access Code when you started your application. If you do not have the e-mail, please register/login to access your application.

You have four ways of sending us your supporting document(s):

  1. Online Document Upload - Upload your documents securely from anywhere, anytime.
  2. Special Delivery (FedEx, UPS, etc.) - Discover Student Loans, Customer Service, 5420 W 1730 S, Salt Lake City, UT 84104, USA
  3. Mail - Discover Student Loans, Customer Service, PO Box 30947, Salt Lake City, UT 84130-0947, USA
  4. Fax - 1-224-813-5195

Keep a copy of your document(s). Once you send us your document(s), it usually takes about 3-5 business days for us to process your documents. We will contact you if we need additional information.

Access your application using your Access Code (or login). Click on 'Action Needed' buttons for your loan documents (e.g. Promissory Note, Self-Certification, or Cosigner Addendum) and we will provide you simple instructions to read and e-sign your loan documents. Please print a copy of your documents for your records.
Please go to "Forgot User ID/Password" and follow the instructions to reset your password.