College Loans
What is capitalized interest on a student loan?
Take a closer look at what capitalized interest is with Discover Student Loans. Learn how capitalized interest works, how it can affect you, and how to avoid it.
Learn about college loans
College loans are designed to cover the gap between cost of attendance and other financial aid. Learn about the differences between private and federal loans and how to evaluate the best student loan option for you.
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What’s the difference between private and federal student loans?
How are federal and private student loans different? Read how interest rates, origination fees, and other factors differ with Discover Student Loans.
Understanding student loan interest rates
Unpack student loan interest rates with Discover Student Loans. Learn the differences between fixed and variable rates and the importance of interest rates when evaluating your loans.
The student loan process: Your guide to applying for federal and private loans
Learn how to apply for federal and private student loans. Discover Student Loans explains how the two application processes differ.
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How much are private student loan interest rates?
Knowing what determines private student loan interest rates can help you save. Learn about APR, fixed vs. variable interest rates, & more with Discover Student Loans.
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How to choose a private student loan lender
Learn how to compare private student loans, from interest rates to customer service. Find out how to make the best choice with Discover Student Loans.
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What is a parent PLUS loan?
Discover Student Loans provides information about parent PLUS loans, including what they are, how they work, who is eligible, interest rates, and how to apply.
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Is making student loan payments while in school worth it?
Making small monthly payments can make a difference to offset accruing interest. Here's how to make payments while still in school, from Discover Student Loans.
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Paying back student loans while you're still in school
Trying to pay back some of your student loans while in school? Use these strategies from Discover Student Loans to help pay off your loans during college.
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Student loan limits: How much can you borrow?
Follow easy steps to determine your student loan limits and how much you can borrow in student loans from Discover Student Loans.
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The student loan process: Your guide to applying for federal and private loans
Learn how to apply for federal and private student loans. Discover Student Loans explains how the two application processes differ.
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What can student loans be used for?
Student loans can pay for more than tuition. They can also cover housing, meals, and more! Read more about what counts on Discover Student Loans.
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Understanding student loan interest rates
Unpack student loan interest rates with Discover Student Loans. Learn the differences between fixed and variable rates and the importance of interest rates when evaluating your loans.
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Subsidized vs. unsubsidized loans: What’s the difference?
Learn the difference between Subsidized and Unsubsidized Federal Direct Loans with Discover Student Loans. Direct Loans were previously known as Direct Stafford Loans.
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What’s the difference between private and federal student loans?
How are federal and private student loans different? Read how interest rates, origination fees, and other factors differ with Discover Student Loans.
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Tips for using student loans for off-campus housing
Planning to live off campus? You can use student loans to pay for rent and cover other off-campus housing expenses such as utilities, transportation, and more.
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4 smart tips for comparing student loan interest rates
The advertised interest rate for student loans can be confusing. Here are tips from Discover Student Loans that can help you compare interest rates.
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Federal student loans: what you need to know
Learn about the different federal student loan choices for college. Compare federal and private student loans and find the best loan for you.
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What Steps Should I Take Before Taking Out Student Loans?
Here are four steps to consider before you take out a student loan to help pay for college.
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Everything You Need to Know About Student Loan Refunds
What is a student loan refund? What can you use the check for? See why student loan refunds happen, and how they work, with Discover Student Loans.
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