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    What Does College Actually Cost?

    College Costs

    How much college really costs, and how to make the right choice for your budget

    Learn about what factors influence the cost of college and how they are broken down. See how your college decision might affect the annual costs.

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    Enter to win a $5,000 scholarship for college.

    Official Rules

    College Costs

    Ten Ways to Reduce Tuition Costs

    These tips can help you reduce tuition costs. After maximizing free financial aid, learn how you can keep college tuition costs in check.

    College Costs

    Does it Pay to Stay in State?

    It is a common belief that out-of-state tuition can be more expensive than in-state tuition. Check out which states offer affordable costs to attend state schools.

    Types of financial aid and college funding to consider before taking out student loans

    Financial Aid

    Types of financial aid and college funding to consider before taking out student loans

    Learn how to take advantage of different types of financial aid available, like scholarships and grants, to help pay for school before taking out student loans.

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    Financial Aid

    The Award Letter

    Award letters are sent from the schools where you are accepted and details how much financial aid you will receive. Discover Student Loans explains what to expect.

    What’s the difference between private and federal student loans?

    College Loans

    What’s the difference between private and federal student loans?

    How are federal and private student loans different? Read how interest rates, origination fees, and other factors differ with Discover Student Loans.

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    College Loans

    Understanding Student Loan Interest Rates

    Understanding student loan rates are important when evaluating student loans. Learn about differences between fixed interest rates and variable interest rates.

    DISCOVER and other trademarks, logos and service marks used on this site are the trademarks of Discover Financial Services or their respective third-party owners. Any third parties referenced are not affiliated with, and do not endorse, this site.

    Helpful terms to know

    See more helpful terms

    Financial Aid Package

    The total amount of monetary assistance the student can receive including all grants, scholarships, work-study, and loans available from school, state, and federal programs, as listed in a college's financial aid award letter. It does not include private student loans.

    Private Student Loan

    A student loan that is not guaranteed by the federal government. This loan is offered by banks and other lenders to supplement other financial aid and help students meet the full cost of an education.


    Did You Know?

    Interested in private student loans?

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