Fees are some of the common school charges you may incur, in addition to your tuition.
Enter applicable fee amounts and click "Finished" to automatically calculate your total.
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Scholarships are sources of money that do not need to be paid back. Scholarships are available through colleges, your state, and various companies, organizations, and clubs.
Most colleges automatically consider you for a college-based scholarship when you apply for admission. If you qualify, your school's Admissions Office will notify you. As for the other types of scholarships, search the web and seek recommendations from friends, family, and academic advisors.
Enter scholarship amounts awarded and click "Finished" to automatically calculate your total.
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Grants are sources of money that do not need to be paid back and can be awarded to students by the federal and state governments, your school or private organizations.
Enter grant amounts awarded and click "Finished" to automatically calculate your total.
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If you plan to work part-time or accept a work-study job, use these earnings to help pay for educational expenses or items such as books or a meal plan.
The 529 Savings plan allows families to set aside funds for future college costs. The account owner can invest their contributions in mutual funds or similar investment vehicles. The account goes up or down in value based on the performance of the chosen investments. The earnings generated in the account are generally not subject to income taxes each year, allowing the investments to grow tax-free. And when the funds are used for qualified education expenses, the distributions are also not subject to federal income taxes. State tax treatment varies.
Some companies provide financial assistance to employees seeking continuing education. Tuition reimbursement may provide eligible employees with the opportunity to obtain, maintain, or improve their professional capabilities through participation in courses of study at accredited colleges and universities.
Federal Perkins Loans are school-based, low-interest education loans available for US citizens and eligible non-citizens enrolled at least half-time in an undergraduate, graduate or professional program. No credit check or cosigner is required. These loans are awarded based on exceptional financial need. To determine if you may be eligible for this loan, it is important to complete a Free Application for Federal Student Aid (FAFSA), even if you do not think you will be eligible for financial aid.
Eligibility for this type of loan will be defined in the Award Letter from your school.
Direct Stafford Loans are available to eligible students who completed the Free Application for Federal Student Aid (FAFSA®). No credit check or cosigner is required. Stafford Loans may be subsidized or unsubsidized. Subsidized Stafford Loans are available to undergraduate students who demonstrate financial need, and the government pays the interest on these loans while the student is in school at least half-time and during the 6-month grace period. Unsubsidized Stafford Loans are available to undergraduate and graduate students regardless of financial need and the student is responsible for paying the interest but can defer payments while in school.
Eligibility for this type of loan will be defined in the award letter from your school. If you are eligible for federal student loans and you decide to borrow, you must apply for these loans directly from the federal government.
FAFSA® is a registered trademark of the US Department of Education and is not affiliated with Discover Student Loans.
Direct PLUS Loans are available to eligible students who completed the Free Application for Federal Student Aid (FAFSA®). Students must pass a credit check, and no cosigner is required. These loans let students borrow up to the full cost of education minus any other financial aid.
Eligibility for this type of loan will be defined in the award letter from your school. If you are eligible for federal student loans and you decide to borrow, you must apply for these loans directly from the federal government.
FAFSA® is a registered trademark of the US Department of Education and is not affiliated with Discover Student Loans.
Direct PLUS Loans are available to parents who are US citizens and eligible non-citizens with dependent students enrolled at least half-time in an undergraduate program. Parents must pass a credit check. These loans let parents borrow up to the full cost of their child's education minus any other financial aid. To determine if you may be eligible for this loan, it is important to complete a Free Application for Federal Student Aid (FAFSA), even if you do not think you will be eligible for financial aid.
Eligibility for this type of loan will be defined in the Award Letter from your school. If you are eligible for federal student loans and you decide to borrow, you must apply for these loans directly from the federal government.
Private student loans supplement federal loans and other financial aid. You can apply for a private loan on your own. By adding a cosigner, you may improve your chance for loan approval and may receive a lower interest rate.
When shopping for a private student loan, look for a certified private student loan. A certified private student loan is a loan where your school verifies how much you should borrow. This helps ensure you borrow only what you need.