Discover is no longer accepting new student loan applications.
Applications received on or before January 31, 2024, 11:59 pm CT will be processed as usual.

Discover Student Loans
Discover Student Loans

Cosign a student loan

Help improve your student's chances for private student loan approval and a lower interest rate.


Cosign an application


You can submit a cosigner application if the student has already started their application and selected you as a cosigner.


Frequently asked questions

A cosigner accepts equal responsibility for the repayment of a private student loan. Cosigner need not be related to the student, but many students ask a parent to cosign their applications.


Cosigner must:

  • Be a US citizen or permanent resident
  • Be at least 18 years old
  • Pass a credit check

If the student does not have established credit history to qualify for a private student loan on their own, the student may have the option to apply with a creditworthy cosigner.


Even if the student qualifies for a private student loan on their own, applying with a creditworthy cosigner may improve the likelihood for loan approval and the student may receive a lower interest rate.

If the student has already submitted their application on or before January 31, 2024, 11:59 pm CT, ask the student for your Cosigner Key to complete a cosigner application or call us at 1-800-STUDENT.