Cosign a Loan

Cosign a Student Loan

Help improve your student's chances for private student loan approval and a lower interest rate.

Cosign an application

Start an application as a cosigner

You can submit a cosigner application if the student has already started their application and selected you as a cosigner. This is a way for you to begin the application process as a cosigner on behalf of a student.

Frequently Asked Questions:

What is a Cosigner?

A cosigner accepts equal responsibility for the repayment of a private student loan. Cosigner need not be related to the student, but many students ask a parent to cosign their applications.

Cosigner must:
Be a US citizen or permanent resident
Be at least 18 years old
Pass a credit check

Why Cosign?

If the student does not have established credit history to qualify for a private student loan on their own, the student may have the option to apply with a creditworthy cosigner.

Even if the student qualifies for a private student loan on their own, the student may receive a lower interest rate by adding a cosigner.

How to apply to be a Cosigner?

Student has already submitted their application - Ask the student for your Cosigner Key to complete a cosigner application or call us at 1-800-STUDENT.

Student has not submitted their application yet - Start the application process as a cosigner for the student.