Experts Agree: These 5 Steps Make Budgeting Easy
- Budget for important things
- Use the envelope budget
- Designate a shopping day
Today, just about anything you can do from your home computer you can also do with your mobile device, thanks to the great features you get with a Discover Online Savings Account. That includes using Discover’s mobile banking app to manage your deposit accounts when you’re on the go.
Want to verify that a deposit has been credited? Need to check your account balance? Discover’s mobile app lets you do either of these things when and wherever the moment is right for you. That sure beats waiting until you can sit down at your home computer, or even worse, having to hunt down a misplaced paper statement.
With Discover’s mobile app, you can also use your device to make withdrawals or transfers1. Like the sound of that? Click here to download it right now! Keep in mind, however, that mobile users do have to comply with government limits on the total number of withdrawals and payments they can make each month from their savings account.
You earned it.
Now earn more with it.
Online savings with no minimum balance.Start Saving
Discover Bank, Member FDIC
As a Discover Bank customer, you are eligible to use the Discover mobile app to manage your deposit accounts and, by extension, a great deal of your financial life. The Discover mobile app is available for iPhone® and Android® phones. Just simply go to Discover’s online banking site to obtain instructions for downloading and activating the app.
Once you activate your Discover Mobile app and log in, you’ll find simple, secure displays of key account information at your fingertips. For example, you can confirm that recent deposits, withdrawals and transfers have been posted. You can see current balances, not only for your savings account, but also for any credit card accounts you might have with us. And you can transfer funds among all eligible deposit accounts you have with Discover as well as external accounts.
If you do use your mobile device for account access, you should be mindful of best practices in mobile device security. For example, you may want to set up a password in order to lock the device when you’re not using it. Like locking your car or your home, password protecting your mobile device can help make it inaccessible to unauthorized use. Along the same lines, you should avoid storing sensitive passwords and account information on the device itself, or on any memory chips that can be readily removed from the device.
Following simple practices like these can make managing your savings easier than ever.
In addition to the benefits of our Online Savings Accounts, our full range of Discover CDs can help you save for the future, while our Money Market Accounts offer high yields and easy access to your money1. With Discover’s wide array of diverse and competitive accounts, you’ll find every savings solution you need right here. Open an account online in minutes or call our 24-hour U.S.-based Customer Service at 1-800-347-7000.
The article and information provided herein are for informational purposes only and are not intended as a substitute for professional advice
1 Federal law limits certain types of withdrawals and transfers from savings and money market accounts to a combined total of 6 per calendar month per account. There are no limits on ATM withdrawals or official checks mailed to you. To get an account with an unlimited number of transactions, consider opening a Discover Cashback Debit account. If you go over these limitations on more than an occasional basis, your account may be closed. See Section 11 of the Deposit Account Agreement for more details.
Does your checking account still match your lifestyle? Here's how to find out.Read Article
Procrastinating on social media much? Turn a mindless habit into a money-saving routine.Read Article
Sunny skies are the right time to save for a rainy day.
Start an emergency fund with no minimum balance.Start Saving
Discover Bank, Member FDIC
If your career is associated with a variable income, read on for budgeting tips.Read Article
1 “Expenditures on Children by Families, 2015,” Revised March 2017, Center for Nutrition Policy and Promotion, United States Department of Agriculture.
Your guide to understanding how a Fed rate cut could impact your mortgage as a homeowner or prospective buyer.*Read Article
Make sure you’re saving the right way and avoid these common pitfalls.Read Article