Going mobile with your online savings account

In today’s fast-paced digital world, mobile banking apps make it easy to manage your money from anywhere. Whether you’re at home, commuting, or on vacation, you can stay on top of your finances with just a few taps on your phone. That includes managing your Discover online savings account using the Discover mobile banking app—designed with features that help simplify your savings experience.

Want to verify that a deposit has been credited? Need to check your account balance? Discover’s mobile app lets you do either of these things when and wherever the moment is right for you. That sure beats waiting until you can sit down at your home computer, or even worse, having to hunt down a misplaced paper statement.

The benefits of mobile banking apps for your savings

When you open a Discover online savings account, you get more than a great rate and no monthly fees—you also get seamless access to your funds through one of the most secure and user-friendly mobile banking apps available.

Benefits of mobile banking apps include:

• Real-time access to your account balance
• Instant confirmation of deposits, withdrawals, and transfers
• Secure login and advanced encryption
• The ability to move funds between your Discover accounts and linked external accounts

With Discover’s mobile app, you can also use your device to make withdrawals or transfers. Like the sound of that? Click here to download it right now! Keep in mind, however, that mobile users do have to comply with government limits on the total number of withdrawals and payments they can make each month from their savings account.

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Discover, a division of Capital One, N.A., Member FDIC

As a Discover customer, you are eligible to use the Discover mobile app to manage your deposit accounts and, by extension, a great deal of your financial life. The Discover mobile app is available for iPhone^® and Android_^® phones. Simply go to Discover’s online banking site to obtain instructions for downloading and activating the app.

Once you activate your Discover Mobile app and log in, you’ll find simple, secure displays of key account information at your fingertips. We use sophisticated encryption technology to prevent unauthorized access to your information online and in the Discover mobile app. Additionally, you can confirm that recent deposits, withdrawals, and transfers have been posted. You can see current balances, not only for your savings account, but also for any credit card accounts you might have with us. And you can transfer funds among all eligible deposit accounts you have with Discover as well as external accounts.

If you do use your mobile device for account access, you should be mindful of best practices in mobile device security. For example, you may want to set up a password in order to lock the device when you’re not using it. Like locking your car or your home, password protecting your mobile device can help make it inaccessible to unauthorized use. Along the same lines, you should avoid storing sensitive passwords and account information on the device itself, or on any memory chips that can be readily removed from the device. This will help you protect your bank account from hackers.

Following simple practices like these can make managing your savings easier than ever.

Discover

In addition to the benefits of our high yield savings account¹, our Money Market Accounts similarly offers high yields and easy access to your money. Our full range of Discover Certificates of Deposits (CDs) can help you save for the future. With Discover’s wide array of diverse and competitive accounts, you’ll find every savings solution you need right here. Open an account online or call our Customer Service at 1-800-347-7000.

¹ The Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest bearing savings accounts with a balance of $500 as reported by Curinos as of XX/XX/XXXX. National average is based on information regarding the top 50 banks (by deposit size) and may not include information from variations in regional pricing at such banks or information from products that may not be widely available to their customers. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed. APYs are subject to change at any time.

The information provided herein is for informational purposes only and is not intended to be construed as professional advice. Nothing contained in this article shall give rise to, or be construed to give rise to, any obligation or liability whatsoever on the part of Discover, a division of Capital One, N.A., or its affiliates.

Articles may contain information from third parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third party or information.