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Manage your finances from your phone with mobile banking

Going mobile with your online savings account

Access your account anywhere you take your device. Oh, and that’s just the beginning.

October 25, 2024

Today, just about anything you can do from your home computer you can also do with your mobile device, thanks to the great features you get with a Discover® Online Savings Account. That includes using Discover’s mobile banking app to manage your deposit accounts when you’re on the go.

Want to verify that a deposit has been credited? Need to check your account balance? Discover’s mobile app lets you do either of these things when and wherever the moment is right for you. That sure beats waiting until you can sit down at your home computer, or even worse, having to hunt down a misplaced paper statement.

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With Discover’s mobile app, you can also use your device to make withdrawals or transfers. Like the sound of that? Click here to download it right now! Keep in mind, however, that mobile users do have to comply with government limits on the total number of withdrawals and payments they can make each month from their savings account.

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As a Discover customer, you are eligible to use the Discover mobile app to manage your deposit accounts and, by extension, a great deal of your financial life. The Discover mobile app is available for iPhone® and Android® phones. Simply go to Discover’s online banking site to obtain instructions for downloading and activating the app.

Once you activate your Discover Mobile app and log in, you’ll find simple, secure displays of key account information at your fingertips. We use sophisticated encryption technology to prevent unauthorized access to your information online and in the Discover mobile app. Additionally, you can confirm that recent deposits, withdrawals, and transfers have been posted. You can see current balances, not only for your savings account, but also for any credit card accounts you might have with us. And you can transfer funds among all eligible deposit accounts you have with Discover as well as external accounts.

If you do use your mobile device for account access, you should be mindful of best practices in mobile device security. For example, you may want to set up a password in order to lock the device when you’re not using it. Like locking your car or your home, password protecting your mobile device can help make it inaccessible to unauthorized use. Along the same lines, you should avoid storing sensitive passwords and account information on the device itself, or on any memory chips that can be readily removed from the device. This will help you protect your bank account from hackers.

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Following simple practices like these can make managing your savings easier than ever.

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In addition to the benefits of our Online Savings Accounts, our Money Market Accounts similarly offers high yields and easy access to your money. Our full range of Discover Certificates of Deposits (CDs) can help you save for the future. With Discover’s wide array of diverse and competitive accounts, you’ll find every savings solution you need right here. Open an account online or call our U.S. Based Customer Service any time at 1-800-347-7000.1

1 You can reach a live agent any time by calling 1-800-347-7000. Certain specialized customer service agents may not be available 24/7.

The information provided herein is for informational purposes only and is not intended to be construed as professional advice. Nothing contained in this article shall give rise to, or be construed to give rise to, any obligation or liability whatsoever on the part of Discover Bank or its affiliates.

Articles may contain information from third parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third party or information.


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  • Mobile App
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Going mobile with your online savings account

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