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Using a Discover Gift Card

How to use a Discover Gift Card.

Activate Discover Gift Card

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Frequently Asked Questions

A Discover Gift Card is a prepaid stored-value card that may be used for purchases at millions of locations in the U.S. where Discover Cards are accepted--including online and in stores.

Sales of Discover Gift Card have ended as of April 30th 2015. All Discover Gift Cards issued prior to April 30th, 2015 can continue to be used for purchases anywhere Discover is accepted per the gift card's terms and conditions.

Click the link to Activate your Discover Gift Card Opens in a new tab or call us toll free at 1-866-522-7026. Make sure to sign the back of the Gift Card before making your first purchase. Once you activate your Gift Card you can begin using it right away.

If you are having trouble with the Discover Gift Card site, contact Customer Service.

If a purchase is more than the amount on the gift card, tell the cashier the amount on the card, swipe it and press "credit." It is important to know the balance on your Card for this reason. Then use an alternative form of payment, like cash, to complete the purchase. (This is known as "split tender.")

Your gift card does not expire nor do the funds. The "valid thru" date shown on the front of your gift card allows your card to be used for Internet or mail/telephone order merchants. If you want to use your card online after the "valid thru" date, call Customer Service at 1-866-522-7026 for a replacement card free of charge.

Discover Gift Cards work similar to a prepaid credit card so when you or the cashier swipes the card, press "credit" to continue with your purchase. If you are making a purchase over the amount on the gift card, inform the cashier the exact balance left on your card. You will have to use an alternative form of payment to complete the transaction.

You can use Discover Gift Cards at most U.S.-based merchants who accept Discover Cards. You cannot use Discover Gift Cards at ATMs, check-cashing agencies and certain locations where an authorization may be attempted for an amount that exceeds the value of the card (e.g., pay-at-the-pump gas stations).

Yes, you can use your gift card online with some exceptions. If your Gift Card was not initially sent to your mailing address, some online merchants may decline the transactions based on their address verification process. If you would like to update the address associated with the gift card, contact Customer Service or call toll-free 1-866-522-7026.

  • For pay-at-the-pump gas stations, payment must be made inside.
  • Many restaurants preauthorize an amount up to 25% more than the meal to cover tips. A Gift Card might be declined if its value is less than the cost of the meal + 25%
  • Not all car rental agencies and hotels accept gift cards; contact the merchant directly before using your gift card there.

Your Gift Card cannot be redeemed for cash.

You can check your balance on the Discover Gift CardsOpens in a new tab page or by calling Customer Service toll free at 1-866-522-7026.

Discover Gift Cards are not reloadable and funds cannot be transferred from one card to another.

Balances from several Gift Cards cannot be consolidated onto one card. Balances also cannot be transferred from one gift card to another.

Treat the card like cash – we cannot prevent the unauthorized use of the Gift Card by others. If you notify us immediately at 1-866-522-7026 to report the gift card has been lost, damaged or stolen and you are able to provide us with the Card number, we may be able to send a replacement Card for the remaining funds on the Card.

Merchants may credit your returns back to the Gift Card used to make the purchase so keep your Card until you are sure that you won’t need a merchant refund to your Card.

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