There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
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Learn how Discover monitors your account for fraud.
DISCOVER CREDIT CARDS
Discover® has no annual fee on every single card
You should regularly check your statement for any suspicious or unknown purchases. You can also check your account online. If you notice any unusual transactions, check with anyone you authorized to use your card to see if they recognize the transactions. If they do not, you can Initiate a Dispute or contact Customer Service.
Note: Even if you are a Discover Miles Card holder, you should notify Discover if you are planning to travel, especially outside of the U.S.
Learn Moreabout monitoring your account for possible FraudA good password should be easy for you to remember but hard for somebody else to guess. Avoid using passwords that others might guess, such as a birth date, Social Security number or pet's name.
Select passwords you'll remember, but try replacing some of the letters with numbers—"secret" might be "s1cr1t," for example.
And mix up your passwords—use different passwords at different websites.
We currently have multiple industry-standard security solutions in place including:
Making sure you're secure when you manage your online account at Discover.com is one of our top priorities. Also our $0 Fraud Liability Guarantee means that you're never responsible for unauthorized charges on your Discover Card account.
Authentic e-mails from Discover will come from one of these five addresses:
If you receive what appears to be a fraudulent e-mail from us, please call 1-800-DISCOVER (1-800-347-2683) or e-mail us at emailwatch@discover.com immediately.
$0 Fraud Liability: An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Learn more at Discover.com/fraudFAQ.
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i message iconCashback Match: Only from Discover, as of June 2022. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
x% Intro APR† for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until . Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.