Should You Get a Secured Card or Student Credit Card?
5 min read
Should College Students Have Credit Cards?
9 min read
Last Updated: November 3, 2026
Key Takeaways
- College students may be able to use credit cards to cover emergency expenses or earn rewards.
- College students without credit history may qualify for some secured or student credit cards, or they could become an authorized user on an account.
Did you know?
Students: See if you’re Pre-approved
Next steps
See if you're pre-approved
Learn about Discover student credit cards
See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?
You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.