Consolidate and Simplify with a Balance Transfer

Combine multiple credit cards and take charge of your debt

Instead of carrying debt on several credit cards, transfer your balances to Discover to more easily manage your debt with one low interest monthly payment. Here's why a balance transfer is an effective solution for achieving your goals.

  • Pay fewer creditors each month

    When you consolidate, you have fewer bills to pay, fewer dates to remember and fewer to-dos on your list.

  • Spend less on interest

    Rather than paying multiple high interest balances, transfer your balances to your low rate Discover card and save.

  • Enjoy the variety

    Transfer different types of debt with Discover, including credit and store cards, student loans, medical bills, gas cards, and auto loans, online or over the phone—the flexibility is yours.

  • It's easy!

    All you have to do is choose an offer, select the balance you want to transfer and track your progress.

Still have questions? Check out our help center for more information.
Learn more about the many Debt Consolidation options from Discover.


Not a Discover cardmember? Get the treatment you deserve

Not a Discover cardmember?
Get the treatment you deserve

Enjoy the many benefits of being a cardmember, including a low interest rate balance transfer.

Apply Now.
Watch your balance decrease and your savings grow

Watch your balance decrease and your savings grow

Get a clear picture of how long it will take to reach your financial goals with our Paydown Estimator and Financial Calculator tools.