You could make your renovation dreams a reality
From remodeling to rebuilding, Discover® Personal Loans is here to help
Use your loan all around the house
Renovate and remodel
Repair and rebuild
Cover emergency expenses
Start your project sooner with a personal loan from Discover
- Check your rate in minutes.
- Apply online and get a same-day decision in most cases.
- Funds can be sent as soon as the next business day after acceptance.
See the benefits of a Discover personal loan
No fees
Know your monthly payment
US based customer service
It all starts by checking your rate
Your APR will be between x and x based on creditworthiness at time of application for loan terms of 36-84 months. For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month.
You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.
Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.
For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. A Discover personal loan is intended for personal use and cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a Discover credit card.
If your application is approved, we will send funds after you accept the loan. Your bank or creditor may take more days to process the funds.