Why get a personal loan from Discover

Choose your Monthly Payment
Lock in a fixed rate

Your new rate could be significantly lower than what you're currently paying. Plus it will never go up.

No Loan Origination Fees
No upfront fees

With us, there are no origination fees, closing fees, or prepayment penalties.

Choose your Monthly Payment
Flexible repayment terms

Choose how long you'd like to repay your loan - 36, 48, 60, 72 or 84 months.

Your new rate could be significantly lower than what you're currently paying. Plus it will never go up.

With us, there are no origination fees, closing fees, or prepayment penalties.

Choose how long you'd like to repay your loan - 36, 48, 60, 72 or 84 months.

How you can use your loan

Wedding Loans
Wedding loans

A wedding loan can be a smart way to pay for your wedding without draining your savings.

Large Expenses
Large expenses

Pay for health care costs not covered by insurance.

Home repairs and fixes
Home repairs and fixes

Upgrade your home's efficiency and save on energy costs.

A wedding loan can be a smart way to pay for your wedding without draining your savings.

pay for health care costs not covered by insurance.

Upgrade your home's efficiency and save on energy costs.

Get started today!

number one icon

Check your rate

Get your rate and monthly payment with no impact to your credit score.

number two icon

Get started in minutes

Talk with a U.S. based loan specialist who will explain your options and can help you complete your application. Same day decision in most cases.

number three icon
Get funds fast

We can send funds directly to your creditors or your bank account in as little as one business day after acceptance.

Get your rate and monthly payment with no impact to your credit score.

Talk with a U.S. based loan specialist who will explain your options and can help you complete your application. Same day decision in most cases.

We can send funds directly to your creditors or your bank account in as little as one business day after acceptance.

Get started with a Discover personal loan

Check your rate and payment in minutes. It's easy, and it won't affect your credit score.

Check Your Rate
The APR ranges from 6.99% to 24.99%. For example, for a $15,000 loan with an APR of 10.99% and 60 month term, the estimated monthly payment would be $326. The estimated total cost of the loan in this example would be $19,560.
PO Box 30200, Salt Lake City, UT 84130-0200

©2019 Discover Bank, Member FDIC