Why get a personal loan from Discover

Choose your Monthly Payment
Lock in a fixed rate

Get a fixed rate for the life of the loan and a set regular monthly payment.

No Loan Origination Fees
No upfront fees

With us, there are no origination fees, closing fees, or prepayment penalties.

Choose your Monthly Payment
Flexible repayment terms

Choose how long you'd like to repay your loan - 36, 48, 60, 72 or 84 months.

Get a fixed rate for the life of the loan and a set regular monthly payment.

With us, there are no origination fees, closing fees, or prepayment penalties.

Choose how long you'd like to repay your loan - 36, 48, 60, 72 or 84 months.

How you can use your loan

Home repairs and fixes
Home repairs and fixes

Upgrade your home's efficiency and save on energy costs.

Large Expenses
Large expenses

Pay for health care costs not covered by insurance.

Wedding Loans
Wedding loans

A wedding loan can be a smart way to pay for your wedding without draining your savings.

Upgrade your home's efficiency and save on energy costs.

Pay for health care costs not covered by insurance.

A wedding loan can be a smart way to pay for your wedding without draining your savings.

Get started today!

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Check your rate

Get your rate and monthly payment with no impact to your credit score.

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Get started in minutes

Talk with a U.S. based loan specialist who will explain your options and can help you complete your application. Same-day decision in most cases.

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Get funds fast

We can send funds directly to your creditors or your bank account in as little as one business day after acceptance.

Get your rate and monthly payment with no impact to your credit score.

Talk with a U.S. based loan specialist who will explain your options and can help you complete your application. Same-day decision in most cases.

We can send funds directly to your creditors or your bank account in as little as one business day after acceptance.

Get started with a Discover personal loan

Check your rate and payment in minutes. It's easy, and it won't affect your credit score.

Check Your Rate
The APR ranges from a minimum of 6.99% to a maximum of 24.99%. Repayment terms range from a minimum of 36 months to a maximum of 84 months. For example, for a $15,000 loan with an APR of 10.99% and 60 month term, the estimated monthly payment would be $326. The estimated total cost of the loan in this example would be $19,560.
PO Box 30200, Salt Lake City, UT 84130-0200

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