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From remodeling to rebuilding,

Discover® is here to help

  • Personal loans from x - x
  • Repayment terms from x - x months
  • Rates from x - x APR
$
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Check your rate, no impact to your credit score.

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Take advantage of our great features to create your dream home

  • Funds sent fast
    The money can be sent as early as the next business day after you accept the terms of your loan.
  • Lock in a fixed rate
    Get a fixed rate for the life of the loan and a set regular monthly payment.
  • No fees
    No origination fees, no closing costs, no fees at all as long as you pay on time.
  • Flexible repayment terms
    Choose from multiple repayment options to fit your budget - 36, 48, 60, 72, and 84 months.

Trusted by over 2 million customers and counting.
Check your rate and see why.

Check Your Rate

With a Discover personal loan, you get more

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Same-day decision in most cases

Most people get a decision the same day.
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Your money, where you want it

We can pay many of your creditors directly or send the money straight to your bank account. 
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US based customer service

Our dedicated, US based specialists are here to help.

Ready to get started?

Check your rate before you apply. It takes minutes and won’t affect your credit score.

Check Your Rate

Your APR will be between x and x based on creditworthiness at time of application for loan terms of 36-84 months. For example, if you get approved for a $15,000 loan at 13.99% APR for a term of 72 months, you'll pay just $309 per month. The estimated total cost of the loan in this example would be $22,248.

You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.

Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.

For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. A Discover personal loan is intended for personal use and cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a Discover credit card.

If your application is approved, we will send funds after you accept the loan. Your bank or creditor may take more days to process the funds.