From remodeling to rebuilding,

Discover® is here to help

Personal loans from $2,500-$35,000 | Repayment terms from 36-84 months

Know your rate before you apply

It’s quick, easy, and won’t harm your credit score.

Make it happen with a budget-friendly loan

Lock in a great fixed rate with a monthly payment that won't change. Complete your project without using savings or providing collateral.

Get funds fast

We can send funds directly to your creditors or your bank account in as little as one business day after acceptance.

Find a payment that fits your budget

Whether you're remodeling or making home repairs, get the flexibility you need with loans up to $35,000 and repayment terms up to 84 months.

Check your rate now in a few simple steps

There’s no obligation to get started. Preview your rate and monthly payment today without impacting your credit score.

Get the right loan for your needs

No upfront fees

No origination fees, closing fees or prepayment penalties.

Count on us

Personal loan customers rate us

4.9 out of 5 stars on average.*

*Based on more than online customer reviews as of

See how we calculate our ratings, and read Discover Personal Loans Reviews

Apply in just a few steps

Same-day decision in most cases.

Fix up your home with Discover Personal Loans

Preview your rate and monthly payment without impacting your credit score.

Check Your Rate

The APR ranges from 5.99% to 24.99%. For example, for a $15,000 loan with an APR of 10.99% and 72 month term, the estimated monthly payment would be $285. The estimated total cost of the loan in this example would be $20,520.

PO Box 30924, Salt Lake City, UT 84130-0924

Discover makes loans without regard to race, color, religion, national origin, sex, handicap, or familial status.
©2022 Discover Bank, Member FDIC