Why get a personal loan from Discover

Choose your Monthly Payment
Lock in a fixed rate

Your new rate could be significantly lower than what you're currently paying. Plus it will never go up.

No Loan Origination Fees
No upfront fees

With us, there are no origination fees, closing fees or prepayment penalties.

Choose your Monthly Payment
Flexible repayment terms

Choose how long you'd like to repay your loan - 36, 48, 60, 72 or 84 months.

Your new rate could be significantly lower than what you're currently paying. Plus it will never go up.

With us, there are no origination fees, Closing fees or prepayment penalties.

Choose how long you'd like to repay your loan - 36, 48, 60, 72 or 84 months.

Save on interest
Save money on interest

You could save hundreds - or even thousands - of dollars by using your funds to pay off higher-rate bills, loans and credit cards.

Choose your Monthly Payment
Funds sent fast

Funds can be sent as early as the next business-day after acceptance.

No Loan Origination Fees
Simplify your bills

Consolidate debt from credit cards, loans, and move into one monthly payment. We can even pay your creditors directly.

You could save hundreds - or even thousands - of dollars by using your funds to pay off higher-rate bills, loans and credit cards.

Funds can be sent as early as the next business-day after acceptance.

Consolidate debt from credit cards, loans, and move into one monthly payment. We can even pay your creditors directly.

Get started today!

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Check your rate

Get your rate and monthly payment with no impact to your credit score.

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Get started in minutes

Talk with a U.S. based loan specialist who will explain your options and can help you complete your application. Same day decision in most cases.

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Get funds fast

We can send funds directly to your creditors or your bank account in as little as one business day after acceptance.

Get your rate and monthly payment with no impact to your credit score.

Talk with a U.S. based loan specialist who will explain your options and can help you complete your application. Same day decision in most cases.

We can send funds directly to your creditors or your bank account in as little as one business day after acceptance.

Get started with a Discover personal loan

Check your rate and payment in minutes. It's easy, and it won't affect your credit score.

Check Your Rate
The APR ranges from 6.99% to 24.99%. For example, for a $15,000 loan with an APR of 10.99% and 60 month term, the estimated monthly payment would be $326. The estimated total cost of the loan in this example would be $19,560.
PO Box 30200, Salt Lake City, UT 84130-0200

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