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Achieve more with a Discover personal loan

Loans up to $35,000. Rates from 5.99% to 24.99% APR. Our dedicated U.S.-based loan specialists are here to help.

Know your rate before you apply

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It’s quick, easy, and won’t harm your credit score.

Take Control

Use your loan to consolidate higher-interest debt, finance a dream wedding, or pay for a once-in-a-lifetime vacation.

Save on interest

When you lock in a fixed interest rate, you could lower your current payments and save money on interest.

Flexible repayment plans

Choose the term that works for you—from 36 months up to 84 months. With Discover, you’re in control.

Funds sent fast

Discover can send funds directly to your creditors or your bank account in as little as one business day after acceptance.

A Discover personal loan gives you options

Up to 84 months

Discover offers terms from 36 to 84 months.

30 day guarantee

Return loan funds within 30 days and pay no interest.

No upfront fees

With us, you’ll never pay origination fees or closing costs.

Get started with a Discover personal loan

Check your rate in minutes. It’s easy, and it won’t affect your credit score.

Check Your Rate for a Discover Personal Loan

The APR ranges from 5.99% to 24.99%. For example, for a $15,000 loan with an APR of 10.99% and 72 month term, the estimated monthly payment would be $285. The estimated total cost of the loan in this example would be $20,520.

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