Say hello to possibilities

With loans up to $35,000, a Discover Personal Loan can help you do more.

Get Started for a Discover Personal Loan

No hidden fees

No origination fees, no closing fees, and no prepayment penalties. There are no other fees as long as you pay on time.

Flexible repayment terms, fixed rates

Choose the repayment term that works for you from 36 to 84 months. Then lock in a rate from 6.99% to 24.99%.

Funds sent fast

We can send funds to you or directly to your creditors in as little as one business day after acceptance.*

*May take longer to receive funds

Easily apply online

Apply in just minutes with our quick and secure online application. That means whenever you’re ready, so are we.

Estimate your monthly payment with a Discover Personal Loan

A Discover Personal Loan gives you options other lenders don’t

Get more time

Choose a term that works for you up to 84 months.

30 day guarantee

Return loan funds within 30 days and pay no interest.

No hidden fees*

With us, you’ll never pay origination fees or closing costs.

* No fees as long as you pay on time.

Ready for a Discover Personal Loan?

See if you qualify in minutes.

Get Started for a Discover Personal Loan

The APR ranges from 6.99% to 24.99%. For example, for a $15,000 loan with an APR of 10.99% and 60 month term, the estimated monthly payment would be $326. The estimated total cost of the loan in this example would be $19,560.