Don’t let debt rule you

With debt consolidation loans up to $35,000, Discover can help you get out of higher interest debt.

Get Started for a Discover Personal Loan

Lock in a lower rate

With fixed rates from 6.99% to 24.99% APR, you could lower your current payments, save on interest, and pay off debt faster.

Choose your term

With terms from 36 to 84 months, you can pay down your debt with a term that works for you.

Make one monthly payment

Consolidate debt from credit cards, store cards, auto loans, or medical bills into one easy monthly payment.

Pay off creditors directly

We can send funds directly to your creditors. You’ll simplify your finances while you clear higher interest debt.

Estimate your monthly payment with a Discover Personal Loan

A Discover Personal Loan gives you options other debt consolidation loans don’t

Up to 84 months

Choose a repayment plan up to 84 months.

30 day guarantee

Return loan funds within 30 days and pay no interest.

No hidden fees*

With us, you'll never pay origination fees or closing costs.

* No fees as long as you pay on time.

Take control with a Discover Personal Loan

Take back your financial life and start saving today.

Get Started for a Discover Personal Loan

The APR ranges from 6.99% to 24.99%. For example, for a $15,000 loan with an APR of 10.99% and 60 month term, the estimated monthly payment would be $326. The estimated total cost of the loan in this example would be $19,560.