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Big expense? You've got this.

A Discover® personal loan could help you tackle home repairs, consolidate debt or cover other major expenses.
$
Amount must be between x and x
Check your rate, no impact to your credit score.

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Enjoy flexibility with a Discover personal loan up to $40,000
  • Count on a rate that won't go up for the life of the loan

Get a fixed rate and one set regular monthly payment.

  • Choose how long to repay

Flexible terms available from 3 to 7 years.

  • Get your money where you need it

We can pay many of your creditors directly or send the money straight to your bank account

Check Your Rate

Get that can-do feeling

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Take on home upgrades

Get the funds to cover remodeling or repair costs, updated furniture, or a new living space.
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Tackle higher-rate debt

Pay off higher-rate credit cards and bills and start saving on interest.
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Take the worry out of big expenses

Use your personal loan for everything from medical and dental costs to unexpected auto repairs.

 

 

We can help make big things possible

Here's how to get started:
  1. Check your rate in minutes - there's no impact to your credit score.
  2. Apply online and get a same-day decision in most cases.
  3. Funds can be sent as soon as the next business day after acceptance.
Check Your Rate
Join over 3 million people who've reached their goals with us.

Your APR will be between x and x based on creditworthiness at time of application for loan terms of 36-84 months. For example, if you get approved for a $15,000 loan at 13.99% APR for a term of 72 months, you'll pay just $309 per month.

You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.

Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.

For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. A Discover personal loan is intended for personal use and cannot be used to directly pay any Capital One account (including any Discover or Capital One credit card), secured loan, or post-secondary education loan or expense.

If your application is approved, we will send funds after you accept the loan. Your bank or creditor may take more days to process the funds.

After you check your rate, if you move forward with an application for a new Discover personal loan, you will need to consent to a hard credit inquiry that will appear on your credit report.

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