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Get money to move forward with big expenses

From home renovations to debt consolidation, a Discover® personal loan up to $40K could help.
$
Amount must be between x and x
No impact to your credit score.

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Make real progress on your goals

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Upgrade your home

Could get the funds to cover home remodeling or repair costs, including appliance upgrades, new furniture - even a new room or outdoor space.
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Refinance higher-rate debt

Make progress toward a better financial future with funds to pay off higher-rate credit cards and bills.
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Pay for big expenses

Use a personal loan for almost anything, from medical and dental costs to auto repairs or a dream wedding.

Here's how Discover® helps you move ahead with big dreams

  • No waiting, no worries

    Up to $40,000 can be sent as soon as the next business day if you're approved for and accept the loan.

  • Rates you can count on

    Get a fixed interest rate that never goes up for the life of your loan.

  • Flexible terms to fit your life

    Repay the loan amount over 36 to 84 months - it's up to you.

  • No fees to hold you back

    No origination fees, no closing costs, no fees as long as you pay on time.

Get your Discover® personal loan in 3 simple steps:

1
2
3
1

Check the rate you qualify for with no impact to your credit.

2

Review your loan offer and submit your application.

3

Money can be sent as soon as the next business day after your acceptance. 

Check Your Rate
Get on the path to more possibilities
A fixed-rate Discover® personal loan up to $40K could mean good things ahead.
Check Your Rate
No impact to your credit score.

Your APR will be between x and x based on creditworthiness at time of application for loan terms of 36-84 months. For example, if you get approved for a $15,000 loan at 13.99% APR for a term of 72 months, you'll pay just $309 per month.

You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.

Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.

For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. A Discover personal loan is intended for personal use and cannot be used to directly pay any Capital One account (including any Discover or Capital One credit card), secured loan, or post-secondary education loan or expense.

If your application is approved, we will send funds after you accept the loan. Your bank or creditor may take more days to process the funds.

After you check your rate, if you move forward with an application for a new Discover personal loan, you will need to consent to a hard credit inquiry that will appear on your credit report.

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