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With a Discover® personal loan, you can

  1. Pay down debt
  2. Renovate your home
  3. Make that big purchase
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Check your rate, no impact to your credit score.

From debt consolidation to home improvements, Discover Personal Loans make it possible

  • x - x loans available
    Perfect for debt consolidation, home improvements, and other big expenses.
  • Fixed rates
    With fixed rates from x - x APR, you could lower your current payments, save interest on higher-rate debt, and pay off debt faster.
  • No fees
    No origination fees, no closing costs, no fees at all as long as you pay on time.
  • Flexible repayment terms
    Choose from multiple repayment options to fit your budget— 36, 48, 60, 72, or 84 months.

Trusted by over 2 million customers and counting.
Check your rate and see why.

Check Your Rate

With a Discover personal loan, you get more

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Same-day decision in most cases

Most people get a decision the same day.
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Your money, where you want it

We can pay many of your creditors directly or send the money straight to your bank account. 
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US based customer service

Our dedicated, US based specialists are here to help. 

Ready to get started?

Check your rate before you apply. It takes minutes and won’t affect your credit score.

Check Your Rate