Cash Back Credit Cards


Purchase APR: x% intro rate for x months, then x% variable to x% variable. Balance Transfer APR: x% intro rate for x months, then Purchase APR applies. Cash Advance APR: x% variable. Minimum interest charge: $.50. Cash advance fee: greater of $10 or 5% of the advance amount. Balance transfer fee: x% Intro fee of the amount transferred; x% fee for future transfers. Annual Fee: None. Rates as of .

  1. Decision times may vary based on system availability and in some cases, we need to verify or collect additional information from you. Secured Card applicants are not eligible to receive an instant decision.

  2. You are not eligible to access your card number or use your card if (1) if you are not approved for a new account; (2) your application requires additional verification; (3) you request a balance transfer with your application; (4) if you are applying for a second Discover credit card or for a Discover it® Secured credit card; (5) you apply during a system maintenance update window; (6) there are any technical difficulties experienced during application processing; or (7) you do not meet our risk eligibility criteria.​

  3. $0 Fraud Liability: An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Learn more at Discover.com/fraudFAQ.

  4. Real human customer service 24/7: You can reach a live agent any time by calling 1-800-Discover (1-800-347-2683). Certain specialized customer service agents may not be available 24/7.

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