There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
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How to earn Cashback Bonus
DISCOVER IT® CASH BACK CREDIT CARD
More cash back where it matters
You can earn 5% Cashback Bonus on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. See Rewards Terms & Conditions for details.
You earn Cashback Bonus every time you use your card to make purchases. Your Cashback Bonus is calculated on each transaction, accumulates daily, and is stored in your Cashback Bonus account in dollars and cents that are rounded to the nearest cent. Your accumulated Cashback Bonus is then applied to your Cashback Bonus account at the end of each billing period.
You can earn 5% Cashback Bonus on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus earn 1% Cashback Bonus on all other purchases. Activation is free and easy.
Individual promotions may include a cap on the additional Cashback Bonus that can be earned but there is no limit on the overall amount of Cashback Bonus that you can earn, and you always earn Cashback Bonus on every purchase.
It's free and easy. If you are already a Discover it®or Discover® More® cardmember, log in to the Account Center or call 1-800-DISCOVER (1-800-347-2683) to activate. Remember, you must activate every quarter.
Not registered for the Account Center? Register Now.
If you are registered for the Account Center you can browse all of your redemption options and redeem your Cashback Bonus online.
Not registered for the Account Center? Register Now.
Note: If you do not wish to register for the Account Center, please call 1-800-DISCOVER (1-800-347-2683) to redeem your Cashback Bonus.
There are many
Yes, we automatically transfer your Cashback Bonus to your new Discover card account.
Look for your balance on the first page of your monthly Discover card statement. Or log in to the Account Center to see your Cashback Bonus Summary online in the Account Center. Not registered for the Account Center? Register Now.
There are all kinds of reasons to get a credit card: you have to make the decision that’s right for you. Depending on your credit card eligibility, you may receive credit card offers in the mail and decide to apply for a credit card because of the rewards, pricing (like interest rate and fees) or credit card deals. Or you might want to establish or improve your credit card history. Credit cards for bad credit, like prepaid secured credit cards, may help people with bad credit improve their credit score over time. And people may build a credit history by using specific credit cards for fair credit or credit cards for poor credit and making monthly required payments on time.
1. Use Rewards at Amazon.com: For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
2. Use Rewards with PayPal: For complete details on how to Pay with Cashback Bonus with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover's reward program terms. PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.
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i message iconCashback Match: Only from Discover, as of January 2021. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
0% Intro APR † for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.