Earn Cashback Bonus

How do I earn Cashback Bonus?

You can earn 5% Cashback Bonus up to the quarterly maximum on categories that change throughout the year like gas, restaurants and more. Signing up each time is free and easy.

You can also earn 5%-20% Cashback Bonus at online retailers through ShopDiscover.com, our exclusive online shopping mall.

You earn Cashback Bonus on every purchase. See your Rewards Terms and Conditions for details.

Is there a limit to the amount of Cashback Bonus I can earn?

You can earn 5% Cashback Bonus up to the quarterly maximum on categories that change throughout the year like gas, restaurants, and more. Signing up each time is free and easy.

Individual promotions may include a cap on the additional Cashback Bonus that can be earned but there is no limit on the overall amount of Cashback Bonus that you can earn, and you always earn Cashback Bonus on every purchase.

How does the 5% Cashback Bonus program work?

You can earn 5% Cashback Bonus up to the quarterly maximum on categories that change throughout the year like gas, restaurants, and more. Signing up each time is free and easy. Click the link to log in and sign up for upcoming programs.

How do I sign up for the 5% Cashback Bonus program?

It's free and easy. If you are already a Discover cardmember, log into the Account Center or call 1-800-DISCOVER (1-800-347-2683). Remember, you must sign up for each program.

Not registered for the Account Center? Register Now.

What should I do if I have not received my 5% Cashback Bonus after making a category purchase?

The 5% Cashback Bonus is generally posted to your account within 8 weeks.

If you did not receive your Cashback Bonus after making a category purchase, check the terms of the program. Because you earn 5% on category purchases up to the dollar amount of purchases specified in each program, make sure your purchase was in the correct category and your total purchases in the category have not exceeded the dollar amount specified for the that program.

Please also note the date of your category purchase and the date you signed up for the program as you will earn 5% beginning on the start date of the program you sign up for, whichever is later.

If you still have questions about the 5% bonus, contact Customer Service.

What is ShopDiscover?

ShopDiscover is an online shopping mall, exclusively for our cardmembers. ShopDiscover lets you earn 5% to 20% Cashback Bonus at top online retailers such as FTD.com, Hotwire, Overstock.com, BestBuy.com and many more! There is no limit to the Cashback Bonus you can earn through ShopDiscover. You simply link to a retailer’s site through ShopDiscover, pay with your card, and get the additional Cashback Bonus. It’s that simple.

What should I do if I have not received my Cashback Bonus after making a purchase through ShopDiscover?

First, be sure to check the terms and conditions of the offer. Many of these offers require eight weeks for the Cashback Bonus to post to your account. If you still haven't received your Cashback Bonus after eight weeks,  log in to your account to send us a secure message or call 1-800-DISCOVER (1-800-347-2683). Not registered for the Account Center? Register Now.

How can I redeem my Cashback Bonus?

If you are registered for the Account Center you can browse all of your redemption options and redeem your Cashback Bonus online.

Not registered for the Account Center? Register Now.

Note: If you do not wish to register for the Account Center, please call 1-800-DISCOVER (1-800-347-2683) to redeem your Cashback Bonus.

What are my redemption options?

There are many redemption options.
- Partner Gift Cards that add $5 or more value
- Pay with Cashback Bonus instantly at checkout at top online retailers like Amazon.com
- Credit to your Discover Card account or direct deposit to your bank account
- Discover Gift cards hat can be personalized online
- Charity donation

Who are the participating Cashback Bonus Partners?

You can turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 150 brand-name Partners. Log in to view a list of our Partners. Not registered for the Account Center? Register Now.

Will my Cashback Bonus ever expire?

Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make any Minimum Payment Due for two consecutive billing periods, any Cashback Bonus in your Cashback Bonus account will be forfeited.

If my Discover Card is lost or stolen, will my Cashback Bonus be transferred to my new account?

Yes, we automatically transfer your Cashback Bonus to your new Discover Card account.

When does Cashback Bonus show up on my statement?

Newly earned Cashback Bonus will appear on the first page of each monthly paper statement. You also can log in and view your amount in the Account Center. Not registered for the Account Center? Register Now.

Where do I find my Cashback Bonus totals?

Look for your balance on the first page of your monthly Discover Card statement. Or log in to the Account Center to see your Cashback Bonus Summary online in the Account Center. Not registered for the Account Center? Register Now.