Discover Card Help Center

Earn Cashback Bonus

How to earn Cashback Bonus
Enroll in 5% Cashback Bonus
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How do I earn Cashback Bonus®?

You can earn 5% Cashback Bonus® on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. See Rewards Terms & Conditions for details.

Is there a limit to the amount of Cashback Bonus I can earn?

You can earn 5% Cashback Bonus® on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Activation is free and easy.

Individual promotions may include a cap on the additional Cashback Bonus that can be earned but there is no limit on the overall amount of Cashback Bonus that you can earn, and you always earn Cashback Bonus on every purchase.

How do I sign up for the 5% Cashback Bonus program?

It's free and easy. If you are already a Discover it® or Discover® More® cardmember, log in to the Account Center or call 1-800-DISCOVER (1-800-347-2683) to activate. Remember, you must activate every quarter.

Not registered for the Account Center? Register Now.

What should I do if I have not received my 5% Cashback Bonus after making a category purchase?

The 5% Cashback Bonus is generally posted to your account within two billing periods.

If you did not receive your Cashback Bonus after making a category purchase, check the terms of the program. Because you earn 5% on category purchases up to the dollar amount of purchases specified in each program, make sure your purchase was in the correct category and your total purchases in the category have not exceeded the dollar amount specified for the that program.

Please also note the date of your category purchase and the date you signed up for the program as you will earn 5% beginning on the start date of the program you sign up for, whichever is later.

If you still have questions about the 5% bonus, contact Customer Service.

How can I redeem my Cashback Bonus?

If you are registered for the Account Center you can browse all of your redemption options and redeem your Cashback Bonus online.

Not registered for the Account Center? Register Now.

Note: If you do not wish to register for the Account Center, please call 1-800-DISCOVER (1-800-347-2683) to redeem your Cashback Bonus.

What are my redemption options?

There are many

  • Gift cards starting at $5, with added value to each
  • Pay with rewards at checkout at Amazon.com1 and with PayPal2
  • Make a charitable donation
  • Deposit any amount into your bank account or apply to your Discover bill

See Redeem Cashback Bonus FAQs for more details.

Who are the participating Cashback Bonus Gift Card Partners?

You can turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners. Log in to view a list of our Partners. Not registered for the Account Center? Register Now.

Will my Cashback Bonus ever expire?

Rewards have no expiration. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used it within 18 months. Redemption may not be available for 24-48 hours if your card is reported lost or stolen.

If my Discover Card is lost or stolen, will my Cashback Bonus be transferred to my new account?

Yes, we automatically transfer your Cashback Bonus to your new Discover card account.

When does Cashback Bonus show up on my statement?

Newly earned Cashback Bonus will appear on the third page of each monthly statement. You also can log in and view your amount in the Account Center. Not registered for the Account Center? Register Now.

Where do I find my Cashback Bonus totals?

Look for your balance on the first page of your monthly Discover card statement. Or log in to the Account Center to see your Cashback Bonus Summary online in the Account Center. Not registered for the Account Center? Register Now.

Can I participate in the Cashback Bonus Program if I live outside the United States?

Yes, you can earn Cashback Bonus when you use your Discover Card wherever it is accepted. Once you’ve earned a penny, you can redeem. Log in to see all your redemption options. Not registered for the Account Center? Register Now.

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  1. Use Rewards at Amazon.com: For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

  2. Use Rewards with PayPal: For complete details on how to Pay with Cashback Bonus with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover's reward program terms. PayPal, the PayPal logo are trademarks of PayPal or its affiliates. Listed merchants are in no way sponsoring or affiliated with this program.

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