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Earn Cashback Bonus

How to earn Cashback Bonus

 

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DISCOVER IT® CASH BACK CREDIT CARD

More cash back where it matters

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Frequently Asked Questions

You can earn 5% Cashback Bonus on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. See Rewards Terms & Conditions for details.


You earn Cashback Bonus every time you use your card to make purchases. Your Cashback Bonus is calculated on each transaction, accumulates daily, and is stored in your Cashback Bonus account in dollars and cents that are rounded to the nearest cent. Your accumulated Cashback Bonus is then applied to your Cashback Bonus account at the end of each billing period.

You can earn 5% Cashback Bonus on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus earn 1% Cashback Bonus on all other purchases. Activation is free and easy.


Individual promotions may include a cap on the additional Cashback Bonus that can be earned but there is no limit on the overall amount of Cashback Bonus that you can earn, and you always earn Cashback Bonus on every purchase.

It's free and easy. If you are already a Discover it®or Discover® More® cardmember, log in to the Account Center or call 1-800-DISCOVER (1-800-347-2683) to activate. Remember, you must activate every quarter.

Not registered for the Account Center? Register Now.

The 5% Cashback Bonus is generally posted to your account one to two billing periods after the transaction.

If you did not receive your Cashback Bonus after making a category purchase, check the terms of the program. Because you earn 5% on category purchases up to the dollar amount of purchases specified in each program, make sure your purchase was in the correct category and your total purchases in the category have not exceeded the dollar amount specified for the program.

Please also note the date of your category purchase and the date you signed up for the program, as you will earn 5% beginning on the start date of the program or the date you sign up, whichever is later.

The merchant and qualification details for each quarter’s 5% Cashback Bonus can be found in our program details and disclosures. Maintaining an account solely for the purpose of purchasing gift cards may be considered an abuse of our rewards program.

If you are registered for the Account Center you can browse all of your redemption options and redeem your Cashback Bonus online.

Not registered for the Account Center? Register Now.

Note: If you do not wish to register for the Account Center, please call 1-800-DISCOVER (1-800-347-2683) to redeem your Cashback Bonus.

There are many

  • Gift cards starting at $5, with added value to each
  • Pay with rewards at checkout at Amazon.com1 and with PayPal2
  • Make a charitable donation
  • Deposit any amount into your bank account or apply to your Discover bill
See Redeem Cashback Bonus FAQs for more details.

You can turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners. Log in to view a list of our Partners. Not registered for the Account Center? Register Now.

Rewards have no expiration. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used it within 18 months. Redemption may not be available for 24-48 hours if your card is reported lost or stolen.

Yes, we automatically transfer your Cashback Bonus to your new Discover card account.

Newly earned Cashback Bonus will appear on the first page of each monthly statement. You also can log in and view your amount in the Account Center. Not registered for the Account Center? Register Now.

Look for your balance on the first page of your monthly Discover card statement. Or log in to the Account Center to see your Cashback Bonus Summary online in the Account Center. Not registered for the Account Center? Register Now.

Yes, you can earn Cashback Bonus when you use your Discover Card wherever it is accepted. Once you’ve earned a penny, you can redeem. Log in to see all your redemption options. Not registered for the Account Center? Register Now.
  • 2. Use Rewards with PayPal: For complete details on how to Pay with Cashback Bonus with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover's reward program terms.

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Discover it cash back credit card

DISCOVER IT® CASH BACK CREDIT CARD

You earn cash back, we match it all your first year

Only Discover® Cashback Match automatically matches the cash back you've earned at the end of your first year.1

Apply Now

No annual fee

There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.

Low intro APR

0% Intro APR † for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.

†See Rates, rewards and other info > , Opens new window