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What Is a 0% Interest Balance Transfer Credit Card?

8 min read
Last Updated: January 8, 2026

Key Takeaways

  1. A credit card balance transfer lets you move an existing credit card debt balance to a new credit card with better rates.
  2. If a card has a 0% introductory interest rate offer, the transferred balance won’t accrue interest during the promotional period.
  3. Balance transfer fees may offset the amount you would save on interest, depending on the credit card issuer.

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