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What is FICO® Score 8?

6 min read

Last Updated: September 9, 2025

Key Takeaways

FICO® Score 8 is a widely used credit scoring model.
Payment history, credit usage, length of credit history, the type of credit accounts you have, and how often you apply for credit all influence your FICO® Score 8.
No matter which FICO® Score version your lender uses, you may positively impact your credit score by practicing good credit habits.

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