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What Is a Credit Report?

4 min read
Last Updated: February 19, 2025

Key Takeaways

  1. Your credit report contains information about your credit history, including current and former accounts, debts, and inquiries.
  2. It’s wise to address issues on your credit report as soon as you find them to avoid impacting your credit score.
  3. According to the Federal Trade Commission, you're entitled to credit reports from each major credit reporting agency weekly.

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