Man sitting in a café holds a credit card in one hand and looks at his smartphone in his other hand, with coffee and orange juice on the table.

What is the Meaning of a Chargeback?

6 min read
Published February 5, 2025

Key Takeaways

  1. A credit card chargeback is a statement credit you receive from your card issuer following a dispute.
  2. A refund, unlike a chargeback, comes from a merchant. Merchants may have to pay an additional fee to process chargebacks.
  3. If a merchant disagrees with your dispute, it may appeal your chargeback.

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