Man looking frustrated while talking on the phone and looking at his computer.

What Is a Credit Dispute Letter?

4 min read
Published April 13, 2023

Key Takeaways

  1. You can contest errors on your credit report by submitting a credit dispute letter to credit bureaus online or by mail.
  2. It’s important to attach supporting documentation to your letter, such as account statements that backup your claim.
  3. If a credit report error lowers your credit score, you might reverse the damage with a credit dispute letter.

Did you know?

Next steps

You may also be interested in

Share article

Was this article helpful?

Glad you found this useful. Could you let us know what you found helpful?
Sorry this article didn't help you. Can you give us feedback why?

Was this article helpful?

Thank you for your feedback

You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.