What Does FICO Stand For?

5 min read

Last Updated: November 14, 2025

FICO stands for the Fair Isaac Corporation.
Your FICO® Score is calculated based on the information in your credit report.
You may find it easier to get credit approval if you have a higher credit score.

See if you’re Pre-approved before you apply

Next steps

See if you're pre-approved

Check Now

Learn about Discover It ^® Cash Back Credit Card

See rates, rewards and other info

6 min read

4 min read

5 min read

5 min read

Was this article helpful?

Glad you found this useful. Could you let us know what you found helpful?

Article was easy to understand

Article answered my questions

I understand what Discover offers

Sorry this article didn't help you. Can you give us feedback why?

Article was confusing

Article was too long

This information isn't what I was looking for

I don't understand what Discover offers

Was this article helpful?

Thank you for your feedback

You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.