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How to Graduate From a Secured Credit Card to Unsecured

8 min read
Last Updated: February 8, 2025

Key Takeaways

  1. Building a credit history with your secured credit card may help you graduate to an unsecured card.
  2. Monitor your credit report to find any issues that may hurt your credit score.
  3. Your credit card issuer may graduate you to an unsecured card automatically, but some card issuers don’t offer graduation from a secured to an unsecured card.

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