A person uses a credit card at an ATM.

Can You Use a Credit Card at an ATM?

5 min read
Published December 17, 2025

Key Takeaways

  1. You may be able to use your credit card at an ATM to get a cash advance.
  2. When you use your credit card at an ATM, you may have to pay cash advance fees, ATM fees, and interest charges.
  3. A cash advance may hurt your credit score, so it’s important to pay down your balance quickly.

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