Unsecured credit cards are the most common type of credit card. In fact, most of the time, when people apply for a new credit card, they’re applying for unsecured credit. It’s what most people consider a regular, or traditional, credit card.
But what does an unsecured credit card mean? Consider some basic information to help you understand what an unsecured credit card is and how it works.

What Is an Unsecured Credit Card?
4 min read
Last Updated: September 30, 2025
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