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What is a Soft Credit Check?

4 min read
Published September 9, 2025

Key Takeaways

  1. Soft credit checks happen when someone views your profile for any reason other than a new credit application.
  2. Some reasons for a soft credit pull include a job application, credit card pre-qualification, and checking your own credit.
  3. Unlike hard credit checks, soft credit checks don’t affect your credit score.

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