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Should You Get a Credit Card?

7 min read
Last Updated: November 21, 2024

Key Takeaways

  1. A credit card may help you finance a large purchase, build credit, and earn rewards.
  2. Credit card purchases may be more secure than some debit card purchases, due to fraud protections.
  3. If you struggle with overspending or have lost your job, it may not be the right time to open a credit card account.

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