What Does Derogatory Credit Mean?
6 min read
What Is a Credit Card Spending Limit?
5 min read
Last Updated: June 5, 2025
Key Takeaways
- A credit card company determines your credit card limit.
- Even though credit card issuers approve card limits, it may not be in your best interest to always spend up to your credit limit.
- You can put a limit on spending by setting a personal spending limit on your credit cards.
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