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There’s more to explore and enjoy with your Discover card & Capital One

3 min read

Published July 6, 2026

Table of contents

Key Takeaways

Discover is part of Capital One.
Some cardmembers have started to manage their credit cards through Capital One, and others will join them soon.
We’ve set up online resources where you can learn more and read common cardmember questions.
You can also talk to a real human on our customer service team anytime.

By now, you may be aware that Discover is part of Capital One. But with so much information online, it may be less clear what that means for cardmembers.

If you’re curious about what’s happening with Discover credit cards, you’ve come to the right place. But the first thing to know is that we’ll reach out directly if anything affects you and your account.

The card you love, now with the power of Capital One

Credit card accounts are moving to Capital One. But the shift isn’t happening all at once. Some cardmembers have already moved. Others won’t move until later this year. When it’s your turn, we’ll reach out. And you’ll also see alerts and messages when you sign in to your account online.

Moving to Capital One means keeping the perks you count on while opening doors to new opportunities.

Your current rewards and bonuses are here to stay.

Keep using your card: Primary cardholders will keep their account number and card.
Earn rewards as usual: Your earn rates, including 5% cash back on quarterly categories when eligible cardholders activate, and your rewards balances will stay the same.
No annual fee: Plus, you’ll keep your current APRs and credit limit.

Plus, once your card moves to Capital One, you can earn more with new access to:

Capital One Offers: Where you can earn up to 15% cash back
Capital One Travel: Where you can earn 5% cash back
Capital One Entertainment: Where you can earn 5% cash back

Seamless account management after moving to Capital One

Managing your account from anywhere is a breeze with Capital One’s highly rated app and website. If you still prefer the traditional route, managing statements you get from Capital One by phone or by mail is fine too. And whenever you need a human touch, dedicated customer service agents are standing by 24/7 to help.

Where to find details: More to Discover FAQ

That’s just a glimpse of what’s in store as Discover and Capital One come together. But we know cardmembers want to know more, which is why we’ve gathered in one place the answers to frequently asked questions about Discover and Capital One.

The page has details on the move, including what it means for account settings, authorized users and joint accounts, digital wallets, activations, payments, benefits, security, and much more.

The bottom line

If you look at social media or third-party financial blogs right now, you’ll find plenty of talk about the Discover and Capital One transition. But as a cardmember, you don’t have to rely on that.

We’ll let you know directly when the change reaches your account. And we’ve established a place where you can see why there’s more to Discover and find official answers to the most common questions from cardmembers.

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