Best Credit Cards for Those With Excellent Credit
5 min read
Should You Get a Luxury Credit Card?
6 min read
Published December 5, 2025
Key Takeaways
- A luxury credit card is an exclusive credit card offering extensive perks and often travel rewards to qualified applicants.
- To qualify, you typically need excellent credit and high income, and there’s usually a hefty fee.
- A luxury credit card may not be the best credit card for you if you don’t travel often or don’t meet the requirements.
Did you know?
See if you’re Pre-approved before you apply
Next steps
See if you're pre-approved
View all Discover credit cards
See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?
You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.