A happy traveling couple on a busy street look at the man’s mobile phone

What is a Revolving Account?

4 min read
Last Updated: January 14, 2026

Key Takeaways

  1. A revolving account is a credit account that you can borrow against multiple times, like a credit card.
  2. If you lack revolving accounts, it might negatively affect your credit score.
  3. You could add revolving credit accounts to your credit file by getting a credit card.

See if you're pre-approved

Next steps

You may also be interested in

Share article

Was this article helpful?

Glad you found this useful. Could you let us know what you found helpful?
Sorry this article didn't help you. Can you give us feedback why?

Was this article helpful?

Thank you for your feedback

You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.